At Nfinit Solutions, we are committed to providing education and training that enables homeowners to fully understand and effectively manage the home retention process. We believe that an informed homeowner is a successful homeowner. We provide education to every homeowner enrolled in our program and develop home retention strategies and workout solutions customized to fit their unique situation. We also enroll homeowners in our online education course designed to prevent future defaults by teaching them how to be successful, responsible homeowners, wisely manage their money, and remain on a path of financial stability.
Making Home Affordable FAQs Consumer information regarding the Government’s housing stimulus initiative
The California Department of Real Estate Information provided regarding loan modification services
Should you encounter suspicious activity related to loss mitigation or loan modification, we recommend you report this information to the Federal Trade Commission and to your state and local consumer protection agencies.
Free Resources:
There is never a fee to get assistance or information from your mortgage lender or servicer or a HUD-approved housing counselor. Â Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government.
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Hours of Operation: 8:00 AM - 5:00 PM (Pacific Standard Time) |
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What You Can Do To Avoid Fraud
- Do not pay your mortgage payment to someone other than your lender or servicer.
- Do investigate the qualifications of a third party provider of home retention/loan modification services.
- Do not pay an advanced fee for loan modification if you have received a Notice of Default.
- Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt.
What You Can Do To Avoid Foreclosure
- Ask for help from experts you can trust
- Communicate with your lender
- Continue to make payments
- Understand all documents you sign
- Get all promises in writing
- Home Retention & Education
- Financial Management & Budgeting
- Case Studies
